Refyne - India’s first earned wage access platform

THE PANDEMIC EXPOSED FLAWS IN OUR FINANCIAL PLANNING

Employee liquidity crisis has
far-reaching effects

  • Free for company

    Leverage a no-cost long-term employee financial wellness benefit solution

  • Zero-risk for employer

    Status of working capital stays unchanged, we manage salary withdrawals

  • Hassle-free integration

    Highly compatible with any existing payroll, HRMS or ERP

  • Financial wellness indicator

    Get analytics on employee productivity & hidden attrition costs

AN EFFORTLESS WAY TO ELIMINATE FINANCIAL STRESS

Unlock an engaged and stress-free workforce

Refyne’s earned wage access (EWA) app enables your employees, both salaried and contractors, to track and access a portion of their real-time pay any time before payday.

Our flexible financial solution liberates employees from relying on exploitative short-term borrowings that often push them into debt traps.

Refyne’s low-touch technology comes at zero-cost to employers, seamlessly integrates with your existing payroll processes, and shows your employees you care about their wellbeing.

BENEFITS TO EMPLOYEES

REFYNE MEETS THE NEEDS OF EMPLOYERS AND EMPLOYEES

Ease Of Integration

No changes to existing HR & payroll
management software

Employees can access and view earnings
on Refyne’s mobile app

Secure Transaction

Compliant with guidelines set by the
Reserve Bank of India (RBI)

Employer’s dashboard provides full
insight into employee usage

Data Security & Compliance

All sensitive user data secure behind
firewall

ISO 27001 Certification

WE HELP OUR PARTNER COMPANIES ENSURE FINANCIAL WELLBEING OF THEIR EMPLOYEES

Trusted by over 100 companies in India

Niraj Shukla

HR Head - India Operations at Rebel Foods

During these uncertain times, we wanted to put the financial control back into the hands of our employees. We are thankful to Refyne for helping us implement this initiative across the organization smoothly. The rollout of the scheme has helped us in enhancing our employees' wellbeing and reducing their financial burden.

Rohit Parakh

Managing Director, P&G (Touchstone)

Employers undermine the financial stress employees face and there’s no way to measure it. With EWA in place, our staff doesn’t have to use other sources to get money. They use Refyne as a finance management tool and are getting better at it. There’s also been a decline in staff turnover and it [EWA] is helping us conserve money.

Manish Pandey

Assistant Manager HR, CARS24

We take employee wellness very seriously, and Refyne is a great fit for us. Financial strain does affect people’s mental health and how they feel in the workplace. Having control over access to salary has helped team members manage their finances better and we’re happy to support them and ease their burden.

Making headlines in India's finance ecosystem

In The News

NEWS, ARTICLES AND INSIGHTS

Earned wage access is changing India’s financial wellness

Born out of the Pandemic — Refyne’s Origin Story

If there’s anything that the Pandemic of 2020 taught us, it is resilience. From some of the prominent...

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Theory of Refyne

We started Refyne with a mission to help the people of India understand financial wellness and how...

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The Advent of Earned Wage Access in India

Indians have typically had a complicated relationship with finance...

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ABOUT REFYNE

Meet the game changers

What We Do

With Refyne employers can give their employees, full-time and contracted, access to money they have earned at the end of a workday. We partner with organizations to help build their staff’s financial resilience and nurture a productive workforce.

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Our Team

Our team is led by fintech entrepreneurs and specialists who have combined their learnings to build a formidable financial product for India. We believe access to real-time earned pay will pave the way for a stronger financial future.

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