Financial stress has a ripple effect on your company
Financial insecurity causes distraction, absenteeism, and employee-turnover
81% employees run out of money before pay day
72% borrow loansdue to a deficit
42% depend on employers for financial stability
We did a study in partnership with EY India
Find out how Salary On-Demand can elevate employee happiness and productivity.
We did a study in partnership with EY India.
Find out how Salary On-Demand can elevate employee happiness and productivity.
Empower your employees with financial freedom
Integrate with Asia’s largest financial wellness provider
Hassle-free
plug and play solution
Compatible with ANY HRMS/Rewards tool
100% compliant
and secure
Provide better liquidity and financial literacy to your employees
Zero cost to
companies
No change to company
cash flow
No interest fee for
employees
One-on-one financial
advice
Coaching by
SEBI-certified mentors
Access in 11 Indian
languages
Access funds up to
1.5x salary
Zero liability to
employers
Superfast disbursal
Pocket Insurance
Secure your employees against day-to-day mishaps with financial coverage plans
Insurance against
daily issues
Covers job loss, minor
injuries, and more
Quick claim settlement
Refyne Score
Be part of India’s first and only inclusive score for every employee
Refyne’s proprietary
scoring system
Based on 200+
parameters 
Avail financial
products at lower prices
Refyne Card
Get the convenience of making direct payments anytime anywhere
Real-time access to
salary
100% compliant &
secure
Virtual and physical
cards
Gold Savings
Own gold in easy and small amounts and plan future savings
Inculcate habit of saving
Option to save via Salary On-Demand
Enable saving at preferred pace
We’re serious about data privacy and security
ISO 27001 certified
RBI compliant
Labour Law compliant
Over 3 million employees’ lives improved by financial well-being and productivity
Why businesses love Refyne
