Break the Pay Pay Cycle
India’s first and largest earned wage access platform that
empowers full-time and
contracted employees with real-time
access to pay
India’s first and largest earned wage access platform that
empowers full-time and
contracted employees with real-time
access to pay
THE PANDEMIC EXPOSED FLAWS IN OUR FINANCIAL PLANNING
Acute financial anxiety among majority of human resource leads to distraction at work, negligence and poor or under-performance. As the financial pressure mounts with time, employees struggle to balance personal issues and workload, which increasingly begins to impact their overall output.
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URBAN INDIANS SUFFER FROM FINANCIAL STRESS
POST-COVID
Growing debt obligations and liquidity shortfall among employees could stir a spike in demand for salary advances, impacting employers’ working capital. Meanwhile, rising financial anxiety among employed Indians, resulting in absenteeism and rising attrition costs for enterprises.
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INDIAN PROFESSIONALS FACE IMMINENT FINANCIAL
INSTABILITY
Financial stress can frustrate and hold back even your star employees who receive performance-linked incentives. Organizations must adopt a sound long-term wellness solution that addresses this issue and encourage their workforce to build financial resilience.
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INDIAN EMPLOYEES THINK THEY’RE LESS EFFECTIVE AT WORK DUE
TO FINANCIAL PROBLEMS
Leverage a no-cost long-term employee financial wellness benefit solution
Status of working capital stays unchanged, we manage salary withdrawals
Highly compatible with any existing payroll, HRMS or ERP
Get analytics on employee productivity & hidden attrition costs
AN EFFORTLESS WAY TO ELIMINATE FINANCIAL STRESS
Refyne’s earned wage access (EWA) app enables your employees, both salaried and contractors, to track and access a portion of their real-time pay any time before payday.
Our flexible financial solution liberates employees from relying on exploitative short-term borrowings that often push them into debt traps.
Refyne’s low-touch technology comes at zero-cost to employers, seamlessly integrates with your existing payroll processes, and shows your employees you care about their wellbeing.
BENEFITS TO EMPLOYEESREFYNE MEETS THE NEEDS OF EMPLOYERS AND EMPLOYEES
Full visibility
Real-time updates on employees salary details
Analytical reports
Use insights to uncover factors causing eNPS, absenteeism, attrition
Easy control
Customize admin control at an employee or unit level
Salary on the fly
Instant access to daily or task-based pay
Easy to set up
Three simple steps to set up Refyne account
Speedy withdrawal
Transfer earned salary to bank account in seconds
No changes to existing HR & payroll
management software
Employees can access and view earnings
on Refyne’s mobile app
Compliant with guidelines set by the
Reserve Bank of India (RBI)
Employer’s dashboard provides full
insight into employee usage
All sensitive user data secure behind
firewall
ISO 27001 Certification
WE HELP OUR PARTNER COMPANIES ENSURE FINANCIAL WELLBEING OF THEIR EMPLOYEES
Making headlines in India's finance ecosystem
NEWS, ARTICLES AND INSIGHTS
If there’s anything that the Pandemic of 2020 taught us, it is resilience. From some of the prominent...
Read MoreWe started Refyne with a mission to help the people of India understand financial wellness and how...
Read MoreIndians have typically had a complicated relationship with finance...
Read MoreABOUT REFYNE
With Refyne employers can give their employees, full-time and contracted, access to money they have earned at the end of a workday. We partner with organizations to help build their staff’s financial resilience and nurture a productive workforce.
Read MoreOur team is led by fintech entrepreneurs and specialists who have combined their learnings to build a formidable financial product for India. We believe access to real-time earned pay will pave the way for a stronger financial future.
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