Refyne launches Salary On-Demand on Whatsapp - an industry first

Bangalore, July 26, 2022 - Refyne, India’s leading salary on-demand platform, has announced the launch of its services on WhatsApp to provide customers a fast, seamless and convenient way to access their salaries, real time. With this, Refyne becomes India’s first financial wellness company to offer salary-on-demand on WhatsApp.

Refyne enables employers to pay salaries to their employees between paycycles, as they earn it, in real-time. With the launch on Whatsapp, employees can simply avail their accrued salaries in seconds.

With the availability of Refyne on WhatsApp, Salary On-Demand can be accessed by many more audiences who may be less tech-savvy yet comfortable with using WhatsApp. Users can get started by simply sending a Whatsapp to Refyne. They are guided through some quick and easy steps to complete the required KYC and on successful completion, they can begin transacting instantly. The service is fully compliant with RBI laws and the employee data remains secure as per Refyne’s privacy policy. Furthermore, all transactions are secure and follow two factor authentication.

Chitresh Sharma, CEO & CO-Founder, Refyne said “In India, 1 in 3 people live paycheck to paycheck and a significant portion has zero or very limited access to credit. As a result many are underserved or unserved for reasons ranging from financial literacy to credit data to geographic constraints. We believe the combination of sensible financial products and technology can be a great enabler in driving financial inclusion. Given Whatsapp’s penetration in India, we feel it is a step in the right direction for making Salary On-Demand accessible to a large number of Indians.”

Over 80% of Indians run out of their salary before the month ends. The current inflation and uncertainty continues to add pressure to meet daily financial needs. No access to credit or formal loans, coupled with poor understanding of financial products, drives many people to take high interest loans pushing them into vicious debt cycles and financial stress. More and more companies in India are recognizing their role in driving financial wellness for employees and the impact it has on business. Salary On-Demand has enabled several employees to meet their daily needs without expensive payday loans, making them stress free, motivated, and engaged at the workplace.

Refyne now supports 11 Indian languages on its app and can be accessed on Google Playstore and iOS as well.

About Refyne:

Refyne is on a mission to provide financial wellness for all. Founded in 2021 by Chitresh Sharma and Apoorv Kumar, Refyne has built India’s first and largest Salary-on-Demand solution that enables employees to access their real-time earned pay, anytime, before traditional payday. The company currently works with over 200 employers and has over 1.5 million employees. Its clientele includes Kaya, Sterling, Teleperformance, First Meridian, First Source, Car Dekho, Cloudnine hospitals, STL, Barista, Rebel Foods, Acko, Practo, CCD, WNS Global, House of Hiranandani, Cars24, Epigamia.

Refyne is backed by leading global investors like Tiger Global, QED Investors, ICICI Bank, Jigsaw VC, DST Global, RTP Global, and XYZ Capital.

For more information, please log on to

Media Contact:

Refyne India

Agency Contact:

Tarannum Khan | +91 9920687060

Kopal Jain | +91 8879591096